LIFE & HEALTH INSURANCE

Life insurance is one of the most important types of insurance that you will ever take out.  You will be able to secure your family financially in the case of your death.  You can take out a life insurance policy on yourself and anyone else in your home.  The benefits of having this insurance policy is protecting your family financially and allowing them to continue with their life whether it is to continue living in the same home, continuing their education or to live out the rest of your spouse’s retirement in comfort.  Here at the Summer Group Insurance Agency we can offer you and your family various types of life insurance depending on your specific needs.

The first type of life insurance policy that we offer is term life insurance.  This is a very low cost insurance that offers maximum coverage for your family.  Your protection is provided during a limited number of years which is stated in the guaranteed policy time period that you choose.  This period can be anywhere from 5 to 20 years.  Your premiums will also never change during this period.  As long as your premiums are paid and there is no deception on your part, you will be protecting your family.

Universal Life insurance offers you flexibility in your policy as you can determine how much and the frequency of your premium payments.  If you pay more, you will not have to pay for as long.  This is a type of savings and investment in the future of your family.  While life insurance is a permanent protection policy for your family.  It is like term life insurance but it combines your premium payments with your savings and assets over time.  Speak to the Summer Group Insurance Agency for more information on how you can protect your family with life insurance.