Business Owners & Property
A Business Owners Policy bundles property and liability for main-street businesses. When you need more, we add commercial property and inland marine.

Business Owners Policy (BOP)
Designed for offices, retail shops, service businesses and small wholesalers, a BOP combines the coverages most small businesses need into one cost-effective policy.
Property coverage
Buildings, improvements, inventory, furniture and equipment — with replacement cost and agreed value options.
Replaces lost income and pays ongoing expenses while you recover from a covered loss.
Tools, equipment and goods in transit or at job sites, wherever they go.
Mechanical and electrical failure of HVAC, refrigeration, computers and machinery.
Employee theft, forgery and money and securities losses.
Critical California add-ons that standard property forms exclude.
Coverage descriptions are general information only and do not amend any policy. Availability, terms and eligibility are subject to underwriting by the issuing insurance company.
Secure online quotes
Request a quote online or talk to a commercial agent today.
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