Skip to content
Call or Text (562) 690-9770 Mon–Fri 9:00am – 5:30pm Whittier, CA

Business Owners & Property

Protect the place, the stuff, and the business.

A Business Owners Policy bundles property and liability for main-street businesses. When you need more, we add commercial property and inland marine.

Small business owner

Business Owners Policy (BOP)

One package. Broad protection. Better price.

Designed for offices, retail shops, service businesses and small wholesalers, a BOP combines the coverages most small businesses need into one cost-effective policy.

  • Building and business personal property
  • General liability for injuries and property damage
  • Business income if a covered loss shuts you down
  • Optional data breach, employee dishonesty and equipment breakdown
Start a BOP Quote

Property coverage

When your business outgrows a BOP

Commercial Property

Buildings, improvements, inventory, furniture and equipment — with replacement cost and agreed value options.

Business Income

Replaces lost income and pays ongoing expenses while you recover from a covered loss.

Inland Marine

Tools, equipment and goods in transit or at job sites, wherever they go.

Equipment Breakdown

Mechanical and electrical failure of HVAC, refrigeration, computers and machinery.

Crime & Fidelity

Employee theft, forgery and money and securities losses.

Earthquake & Flood

Critical California add-ons that standard property forms exclude.

Coverage descriptions are general information only and do not amend any policy. Availability, terms and eligibility are subject to underwriting by the issuing insurance company.