Home Insurance
Homeowners, condo and renters insurance for Southern California — with expert help on earthquake, flood, wildfire and high-value homes.
Homeowners coverage
A homeowners policy protects the structure, your belongings and your liability. We make sure the limits match today’s rebuilding costs — not yesterday’s.
Fill the gaps
Standard homeowners policies exclude earthquake damage. We offer California Earthquake Authority policies and private-market alternatives with flexible deductibles.
Flood is also excluded from home policies, and many claims happen outside high-risk zones. Coverage is often affordable and has a waiting period, so plan ahead.
Higher limits, broader protection and white-glove claims service for luxury homes, fine art, jewelry, wine and collectibles.
Other homes we insure
Covers your unit’s interior, upgrades and belongings, plus gaps in your HOA master policy.
Affordable protection for your belongings and liability — often less than a dollar a day.
Protection for single-family rentals and small multi-unit properties you own.
Coverage descriptions are general information only and do not amend any policy. Availability, terms and eligibility are subject to underwriting by the issuing insurance company.
Secure online quotes
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